Sberbank youth card, its pros and cons. Debit and credit youth cards Advantages of a Sberbank youth card

Card production time

In Moscow, St. Petersburg, Novosibirsk, Yekaterinburg, Nizhny Novgorod and others major cities The card will be ready in 2–3 business days; in the regions, production and delivery will take from 3 to 10 business days. For delivery to remote locations settlements It may take up to 15 business days. Exact dates are available.

When issuing a card, only working days are taken into account. If you order it on Friday evening, the production time will be counted from Monday.

You can see if the card is ready and when it will be delivered to the office in Sberbank Online in the “Cards” section.

What documents are required to receive a card?

To pick up the card, bring with you your passport or other document that was used to apply for the card. To receive a card for another person, you need a notarized power of attorney.

How to start receiving THANK YOU bonuses?

After receiving the card, you must register in the “Thank you from Sberbank” program. The easiest way to register: send an SMS to number 900 with the text THANK YOU 1234, where 1234 is the last four digits of the card number.
You can also register for the program at personal account Sberbank Online and at a Sberbank ATM - find the “Thank you from Sberbank” section and follow the prompts.

Bonuses are awarded automatically when paying by card - their number depends on the level of privileges.

It should be remembered that bonuses are awarded only when paying for goods and services. This does not happen when withdrawing cash from ATMs. But when you pay for purchases remotely in online stores, bonus Thank You bonuses are credited to your account.

How can I use THANK YOU bonuses?

THANK YOU bonuses can be exchanged for discounts when purchasing goods and services from Partners; a full list of partners is available. In addition, THANK YOU bonuses can be exchanged for a discount when purchasing air tickets and hotel accommodations (on the website “Thank you from Sberbank. Travel”). Bonuses can also be exchanged for discounts when purchasing tickets to events - the service is available on the website “Thank you from Sberbank, Impressions”.

How can I find out my card details?

To find out the details, find the required card in the Sberbank Online mobile application and click “Show details”.

Another way: in your Sberbank Online personal account, go to the “Cards” section and find the card you need, then “Card information” → “Transfer details to the card account”.

Is it safe to use a contactless card?

Yes, the card is safe. It is always in the hands of the owner, so its data remains inaccessible to fraudsters. Making purchases without presenting a card or entering a PIN code is much safer, since no one sees the card data. In addition, contactless technology protects against double debits - after paying for a purchase, the terminal beeps and turns off automatically.

Sberbank Youth Card - conditions

Sberbank provided its clients with the following conditions for using the plastic product:

The annual service fee is only 150 rubles.
From the start of plastic production, its validity period is 3 years.
After the expiration date it is completely free.
In cases of loss or theft of plastic, the cost reissue will be 150 rubles.
For those who wish to receive a card with an individual design, the additional payment will be 500 rubles.
Additional fee for withdrawal from Money not charged.

The owner has every right to manage his finances using the Internet. Applications and a mobile bank were developed specifically for this purpose, helping cardholders pay in every city in the country, as well as when traveling abroad.

With the onset of 21 years, citizens of the Russian Federation have the opportunity to get a credit card and manage any amount established by the Sberbank limit. The requirements imposed by the bank on the future card holder are small. These include:

Availability of official employment and permanent work. Confirmation of information occurs by providing the bank with a certificate from the employer or educational institution (in cases where the only source of income is a scholarship). The official document must contain information about income for the last six months.
The application can only be submitted in the region where the bank is located and with the applicant’s permanent residence permit.

The procedure for considering a candidate does not take much time. Within two days, the applicant will receive an SMS notification with the result. The period for issuing a youth card depends on the distance to the place of application and a number of other reasons. As a rule, the entire operation does not take more than 14 days.

The future owner of the credit card should inquire about the timing of receiving the product. He can contact the customer service manager at the organization’s branch. An experienced specialist will tell you how you can find out if your card is ready under various circumstances:

through a personal account, if a person has access to;
via SMS notification to the specified number mobile phone;
go to the bank branch on the appointed day and pick up the card.

How to order a card

Registration is a simple and fairly quick process. To apply for a debit card, you only need a passport. The process of applying for a credit card is slightly different and requires more time.

To get a debit card you will need:

Go to a bank branch with an identity document.
Fill out all points of the client questionnaire. This can be done in advance through the official website. Anyone can apply for a Sberbank youth card online.
Receipt finished products. You can pick up a new card after an SMS notification received on the phone number that the customer indicated in the application form.

Any employee will tell you how much it takes to make a Sberbank youth card. financial institution. Typically this is 7−21 days, it all depends on the locality.

After receiving the card, the young user can manage his finances through the convenient Sberbank Online service or using the Mobile Bank service. The card's capabilities allow the user to receive money transfers from individuals, employers and various government enterprises.

If you install the Sberbank Online application on your mobile phone, you will have access to your Personal Account directly from your mobile phone.

Youth card design

The design of Sberbank plastic can be divided into several types:

Standard style for a plastic product. A typical version can be seen on the official website.
Individual design. It is created if the option proposed by the bank does not suit the future user. In this case, for an additional fee, a person can create his own personal drawing.
Various options appearance plastic offered by the bank itself. The Sberbank gallery is quite large and offers users a large selection of images to suit every taste.

This type of Russian bank card has many additional features. For example, by activating the “Thank you from Sberbank” service, the user is given bonuses from 0.5% to 10% of the cost of purchases from partner stores. The client has the right to exchange received bonuses for discounts.

Card production time

In Moscow, St. Petersburg, Novosibirsk, Yekaterinburg, Nizhny Novgorod and other large cities, the card will be ready in 2-3 working days; in the regions, production and delivery will take from 3 to 10 working days. Delivery to remote locations may take up to 15 business days. Exact dates are available.

When issuing a card, only working days are taken into account. If you order it on Friday evening, the production time will be counted from Monday.

You can see if the card is ready and when it will be delivered to the office in Sberbank Online in the “Cards” section.

What documents are required to receive a card?

To pick up the card, bring with you your passport or other document that was used to apply for the card. To receive a card for another person, you need a notarized power of attorney.

How to start receiving THANK YOU bonuses?

After receiving the card, you must register in the “Thank you from Sberbank” program. The easiest way to register: send an SMS to number 900 with the text THANK YOU 1234, where 1234 is the last four digits of the card number.
You can also register for the program in your Sberbank Online personal account and at a Sberbank ATM - find the “Thank you from Sberbank” section and follow the prompts.

Bonuses are awarded automatically when paying by card - their number depends on the level of privileges.

How can I use THANK YOU bonuses?

How can I find out my card details?

To find out the details, find the required card in the Sberbank Online mobile application and click “Show details”.

Another way: in your Sberbank Online personal account, go to the “Cards” section and find the card you need, then “Card information” → “Transfer details to the card account”.

Is it safe to use a contactless card?

MasterCard VISA

Youth card- this is a debit card of the issuing bank, to which the personal money of the young cardholder is credited (scholarship, salary, simple investment), and this money is used to make purchases and pay for services in any place where it is possible to pay with the card. The card holder can only use the funds that are on his card.

Youth debit card holders can be: individuals aged from 14 to 25 years or from 18 to 27 years or more, who have entered into an agreement with the bank to open a bank account for making payments and paying for various services using a bank card.

True, not all Russian issuing banks issue cards for young people. Today, a youth debit card is offered by such Russian banks as:

Sberbank of Russia ( Visa Classic or MasterCard Standard),
Rosbank (MasterCard Standard ISIC),
OTP Bank (MasterCard Standard).
Alfa-Bank (MasterCard - “Next” card)

The most attractive in terms of service conditions is the Sberbank youth debit card. We will tell you about it in more detail.

Youth card of Sberbank of Russia

The Sberbank youth card is a debit card for young people, which is issued in rubles and gives the opportunity to use all modern banking services and manage their finances in a comfortable and safe environment. And given the extensive network of ATMs and Sberbank branches, the territorial service radius of the card is extensive.

The youth debit card design offered by Sberbank is divided into:

Typical standard drawing. The standard version of the card design is shown on the bank’s website, and in my opinion, it has a fairly modern look.
Your drawing. If a young man doesn’t like the standard design, he can create his own individual drawing for an additional fee.
Drawing from the bank's gallery. The bank's gallery offers a large selection of designs for youth cards.

A youth debit card design selected from the gallery may look, for example, like this:

Procedure and conditions of registration

The conditions for issuing a card are as follows:

Mandatory presence of an identity document (passport);
The card holder's age is from 14 to 25 years;
Citizenship of the Russian Federation;
Permanent registration in the region where the card is issued.

An application for card issue can be submitted:

in any branch of Sberbank (from a specialist);
through the website of Sberbank of Russia.

The youth debit card can be used to provide the following Sberbank services:

scholarship enrollment;
receiving wages;
payment for purchases in stores in Russia and abroad;
withdrawing and depositing money into the account (at bank offices and through ATMs);
payment for mobile phone, Internet, TV and other services - through terminals and ATMs, Sberbank Online and Mobile Bank;
to monitor the account status in real time through Mobile Bank and Sberbank Online;
payment for purchases on the Internet.
Providing services - “Autopayment”.

Tariffs - Sberbank youth card

An attractive feature of the youth card of the Visa Classic or MasterCard Standard payment systems is its fairly discounted service rates. Thus, the Sberbank youth card for 2013 has the following basic service tariffs:

Annual maintenance fee - 150 rubles.
The initial contribution to the bank card account is at the discretion of the holder.
Contribution to the reserve account is not provided.
The next reissue of the card is free.
Early card reissue is free.
Reissue in case of loss of the card, loss of the PIN code, change in the personal data of the Cardholder - 150 rubles.
Custom card design - 500 rubles.
Contribution to the reserve account is not provided.

Sberbank is the largest universal bank in Russia, under the control of the Central Bank of the Russian Federation. The financial institution serves more than 100 million clients and strives to provide them with the most comprehensive range of services. In this regard, some credit institution products are designed for certain social groups: schoolchildren, students, pensioners, working citizens, business representatives, etc.

One of these highly targeted products is the Youth Card. Read below about what it is, how to register it and how much annual plastic maintenance costs.

What is the Sberbank of Russia Youth Card?

A youth card is a debit card intended for private clients of Sberbank of Russia aged 14 to 25 years inclusive. Its distinctive characteristics are more low cost services and a set of useful bonuses designed for young owners.

Card Features:

currency - rubles;
payment system - Visa or MasterCard (at the customer's choice);
possibility of contactless payment;
cash withdrawal without commission at Sberbank ATMs;
cashback up to 20% in the form of “Thank you” bonuses when purchasing from youth partners;
validity period - 3 years.

In addition, plastic holders are available Special offers: discounts on cinemas, theaters, festivals, additional cashback when paying for train tickets, etc.

Youth card from Sberbank - conditions for receiving

Sberbank sets the only condition for those wishing to get a Youth Card - be no younger than 14 and no older than 25 years old. Since the debit card uses exclusively the client’s own funds, the bank simplifies the registration process as much as possible - all you need is a passport.

After the plastic is manufactured and delivered to the selected branch, the customer is given 3 months to pick it up. When receiving the card, you must provide the document that was used to apply.

Let's sum it up

A youth card belongs to the debit category and is used to pay for purchases, transfer funds, and withdraw cash from ATMs and cash desks. Sberbank has made tariffs more affordable for young clients - annual plastic service costs only 150 rubles. Persons aged 14-25 years can order a card. Registration is possible at the branch of the Security Council of the Russian Federation and online on the website of the financial institution.

If you are planning to order a card from VTB Bank, check out.